Insurance for Wholesalers & Distributors

From warehouse to delivery, insurance for wholesale, retail, and distribution helps to cover your bases and keep your business protected. At Knight-Dik, we offer bundled coverage options to make sure that you have the most cost-effective and comprehensive plan possible.

We design coverage plans for a variety of wholesale and retail industries including:

  • Electric supplies distributors
  • Grocery distributors
  • Furniture distributors
  • Industrial supplies distributor
  • Liquor and ale distributors
  • Medical equipment distributors
  • Gasoline and diesel distributors
  • Importers

To keep operations running smoothly, professionals in wholesale and distribution should consider a comprehensive insurance solution that includes automobile, general liability, property, safety, and workers’ compensation. Knight-Dik is here to tailor the solution that is right for you.

Interested in learning more about insurance for your business? At Knight-Dik Insurance, we’ll work with you to design coverage that protects your business from a variety of risks, unique to you. For a free insurance premium analysis, simply contact us or call 800-286-6353.

Insurance and Risk Management Solutions for Wholesalers and Distributors

Business Owner Policy for Wholesalers and Distributors

This policy covers basic wholesaler and distributor risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits. It’s an easy way to cover multiple risks without having to settle for a one-size-fits-all policy that wastes money on coverage that you don’t need.
Learn About KD Business Owner Policies

Workers’ Compensation Insurance

This policy can help pay for an injured employee’s immediate medical costs (e.g., emergency room expenses) and ongoing medical costs (e.g., physical rehabilitation), as well as partial lost wages while the employee is unable to work.
Learn About KD Workers’ Comp Results Program

General Liability Insurance

This policy covers basic wholesaler and distributor risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits.
Learn About KD General Liability Insurance

Commercial Property Insurance

Commercial property insurance protects your assets in the event that they are stole, damage or destroyed in a fire or natural disaster. We’ll work with you to design insurance coverage that will protect your company’s property.
Learn About KD Commercial Property Insurance

Commercial Auto Insurance

This policy for wholesalers and distributors can pay for property damage and medical bills in an accident. It can also cover vehicle theft, vandalism or weather damage.
Learn About KD Commercial Auto Insurance

Umbrella Liability

Often used for government contracts, a surety bond guarantees that a large investment in a project is not lost – whether or not the work gets done.
Learn About KD Umbrella Liability

Employment Practices Liability Insurance

Lawsuits over employment practices disputes occur frequently. You’re actually more likely to be sued by an employee than you are to have a fire at your office – even though more businesses carry insurance to protect against the fire, not the lawsuit.
Learn About KD Employment Practices Liability