Auto Insurance2020-10-21T20:34:32+00:00

Auto Insurance That Fits Your Needs and Budget

The cheapest car insurance may not always be the best insurance. Sometimes the proof is in the pudding. Did your existing insurance agency take the time to understand your needs and recommend that right insurance coverage? When you had an accident, what was your insurance company’s level of service and ability to pay claims? Did you receive all available discounts, such as good driver, multiple policy and student discounts?

When you insure at Knight-Dik, you can feel confident behind the wheel knowing that you have the auto insurance coverage that you need at the most competitive price. Because we are an independent insurance agency, we represent a wide variety of insurance companies and can provide you with many options from which to choose. Together, we will tailor your auto insurance coverage to get exactly what you want at a rate you can afford.

Policy Coverage

Within an auto insurance policy, the following coverages can help ensure that you are adequately protected:

  • Property damage liability provides coverage for property that you’re responsible for as a result of a car accident.
  • Bodily injury liability provides coverage for bodily injury that you’re responsible for as a result of a car accident.
  • Medical payments cover your medical expenses from a car accident.
  • Personal injury protection covers lost wages, loss of ability to perform basic tasks, and funeral expenses resulting from a car accident.
  • Uninsured/Underinsured motorist property damage provides coverage for damage to your property if the driver who caused the accident doesn’t have enough insurance to cover damages.

Vehicle Coverage

  • Collision covers your car when it is damaged from an accident with another car.
  • Comprehensive, also known as Other Than Collision (OTC), covers fire, theft, hail damage, contact with an animal, broken glass, and more.
  • Roadside assistance will help tow your car, jump-start your battery, change a flat tire, and more.
  • Glass coverage is part of comprehensive coverage. You can choose to purchase additional glass coverage to avoid having a deductible in the event of a claim.
  • Rental reimbursement can cover for the cost of a rental car if you’re in an accident.

Combine Additional Coverages to Maximize Savings

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