Recent News
Country Bank Appoints New Board Of Trustee Members, Corporators
BusinessWest
September 2021
Central Massachusetts Board of Trustees include Ross Dik, owner of Knight-Dik Insurance in Worcester, and Stacy Luster, general counsel and assistant to the president of Worcester State University.
8 Ways To Know If You Are Overpaying For Your Workers’ Compensation Insurance
Commercial Construction & Renovation article by Ara Derderian
July 2021
There are many factors that determine the cost of your workers’ compensation insurance and, fortunately, changes to your business, your staff, or the way that you work can reduce the cost. The easiest way to determine if you’re overpaying for your workers’ compensation insurance is to conduct a simple self-audit. Here’s a simple 8-part audit to help you determine if you could be saving money on your workers’ compensation policy.
A Commitment To Safety In 2021
Worcester Business Journal article by Matt Pillsbury
July 2021
Last year was full of safety concerns for just about every industry, and 2021 is no different. As the threat of COVID-19 transmission decreases thanks to vaccination, it’s important to remember workplace safety shouldn’t take a back seat. In fact, you now have a great opportunity to continue the focus on health and take a wellness approach toward your employees’ safety instead of just doing what is required to check a box.
Reduce Workplace Injuries With Five-Minute Toolbox Talks
Construction Executive article by Nick Oates
January 2021
Companies always hope that their employees never get injured on the job, but the reality is that workplace accidents do happen, particularly in the construction space. In fact, OSHA reports that the construction industry is responsible for more workers’ compensation claims on an annual basis than any other industry in the United States.
Derderian Joins Knight Dik Insurance As Producer
Worcester Business Journal
December 2020
Derderian brings more than 12 years of experience in business development and client management at Joseph’s Lock & Safe Company in Worcester. At Knight Dik, Derderian will focus on helping owners keep their businesses, people and assets safe through a variety of comprehensive, cost-effective insurance solutions.
Worcester Insurance Agency Credits Flexibility, Niches For Longevity
Worcester Telegram
It’s difficult for any business to weather the ups and downs of economic changes, but Knight-Dik Insurance Agency has done just that by “going with the flow” and taking advantage of new situations, according to President Ross Dik. This year marks the company’s 100th anniversary.
Recent Business Insurance Blog Posts
General Liability Protections for Small Companies Explained
As a small company, you may not think much about lawsuits or claims from customers. You work to provide a service or product to your customer and do your best at it. Yet, risk follows every company. Without general liability insurance, a small business is vulnerable to financial loss. In some cases, this can cause the folding of the company.
Commercial Auto Insurance for Your Employed Drivers
Today, business owners work with independent contractors to handle many of their specific needs. Yet, many also still use employees to handle tasks such as courier work or product delivery. When you have employees doing the work, you need to have insurance to protect those drivers and your assets.
General Liability Benefits Within Business Owners Policies (BOPs)
As a business owner, you take responsibility for the environment of the operation, and the conduct within. You want a nice, safe, honest and secure business, to put it lightly. But, how can you respond if a dissatisfied customer has a bone to pick?
Recent Workers’ Comp Blog Posts
Filing For Workers’ Compensation in Massachusetts
Workers’ compensation is a valuable form of supplementary income. It can help those who get hurt and cannot work still have money in their pockets. Still, you’re likely going to have to look at local law to see if you qualify for this protection.
What Is A Return-to-Work Program?
Many employers will face instances in which an employee cannot return to work. This may be due to an on-the-job injury. When this occurs, it can be a primary goal to get those individuals back to work. The longer they cannot work, the longer you will pay for their lost time.
The Most Common Workers’ Compensation Insurance Claims
It’s common for business owners to see workers compensation insurance as a basic expense of doing business and hiring employees. Yet, it provides a wide range of financial protection and can help to ensure that good relationships exist between you and your employees.
Recent Personal Insurance Blog Posts
Steps to Take After an Auto Accident
In accident on the road requires you attention. You must take proper steps to file a claim with your auto insurance or the insurance of another driver. By taking specific steps, you avoid complications with the process of filing a claim.
What To Do If You Experience Vehicle Theft
Think about what your car means to you? Transportation and a source of pride at minimum. If it suddenly disappeared, you have a big problem on your hands. No one wants to face the prospect of vehicle theft. However, it’s a very real threat.
Paying Your Car Insurance? Here Are Your Options.
When you get insurance, you are going to have to pay for it. This comes in the form of a premium. Think of your premium as the price you pay for an insurer to offer you your coverage.