It’s difficult for any business to weather the ups and downs of economic changes, but Knight-Dik Insurance Agency has done just that by “going with the flow” and taking advantage of new situations, according to President Ross Dik. This year marks the company’s 100th anniversary.
Worcester Business Journal
One key to reducing your workers’ comp costs is actively managing any open claims to make sure the requis The art of landscaping has evolved, and with it, the coverage needed to protect your landscaping business. The complexities of the modern landscaping business can lead to misappropriated coverage as well as unnecessary and excessive insurance premiums.
Worcester Business Journal
Since it was founded as the Thomas Babb Insurance Agency in 1917, the Knight-Dik Insurance Agency has seen plenty of changes in both its industry and Worcester over those 100 years, all of which have been all spent in various offices in downtown Worcester.
As a small company, you may not think much about lawsuits or claims from customers. You work to provide a service or product to your customer and do your best at it. Yet, risk follows every company. Without general liability insurance, a small business is vulnerable to financial loss. In some cases, this can cause the folding of the company.
Today, business owners work with independent contractors to handle many of their specific needs. Yet, many also still use employees to handle tasks such as courier work or product delivery. When you have employees doing the work, you need to have insurance to protect those drivers and your assets.
As a business owner, you take responsibility for the environment of the operation, and the conduct within. You want a nice, safe, honest and secure business, to put it lightly. But, how can you respond if a dissatisfied customer has a bone to pick?
Workers’ compensation is a valuable form of supplementary income. It can help those who get hurt and cannot work still have money in their pockets. Still, you’re likely going to have to look at local law to see if you qualify for this protection.
Many employers will face instances in which an employee cannot return to work. This may be due to an on-the-job injury. When this occurs, it can be a primary goal to get those individuals back to work. The longer they cannot work, the longer you will pay for their lost time.
For business owners, workers’ compensation insurance is a necessity. By learning how the system works, however, you can lower your costs. You can also make sure you’re getting what you’ve paid for. Once you’ve identified a few key components, you can also plan for unexpected events.
In accident on the road requires you attention. You must take proper steps to file a claim with your auto insurance or the insurance of another driver. By taking specific steps, you avoid complications with the process of filing a claim.
Think about what your car means to you? Transportation and a source of pride at minimum. If it suddenly disappeared, you have a big problem on your hands. No one wants to face the prospect of vehicle theft. However, it’s a very real threat.