Workers’ Compensation Insurance
Workers’ compensation insurance coverage benefits both employers and employees after a work-related injury or illness. For employees, workers’ comp covers medical care, lost wages, and support to recover and return to work. For employers, workers’ comp eliminates the need for litigation and helps control potentially devastating financial risks.
Many business owners pay more needlessly for their workers’ comp insurance because they don’t really know what drives their workers’ comp costs. The experienced team at Knight-Dik will show you how to take control of your workers’ comp coverage and lower your premiums. Our proprietary WorkersComp Results process is simple, yet thorough. We’ll walk you through setting up coverage and maintaining it over time. When you or an employee needs policy support, we’ll be ready to help every step of the way. We’ll help you manage – not monitor – your policy so it provides the broadest coverage at the most affordable costs each and every year.
What You Don’t Know About Workers’ Comp Can Hurt You
Workers’ Compensation By The Numbers
Businesses Are Overcharged At Least
For Their Workers’ Compensation Insurance
Source: IWCP 2013
Safety Programs Reduce Workers’ Comp Costs By
When implemented at Participating Companies
Source: MMIA 2009
Workers’ Compensations Claims Decrease Up To
When a Comprehensive Claims Process is Implemented
Source: E&Y 2012
Learn How To Better Manage Your Workers’ Compensation Coverage And Costs
Filing For Workers’ Compensation in Massachusetts
Workers’ compensation is a valuable form of supplementary income. It can help those who get hurt and cannot work still have money in their pockets. Still, you’re likely going to have to look at local law to see if you qualify for this protection.
How Umbrella Insurance Can Help Bundle Holders
If you choose to bundle your home and car insurance policies, then you can often reap several financial benefits. Besides just that, bundling might also help you when enrolling in further coverage. One additional policy that might enhance your bundle’s benefits is umbrella liability coverage.
Five Ways You Can Lower Your Workers’ Comp Premium
For business owners, workers’ compensation insurance is a necessity. By learning how the system works, however, you can lower your costs. You can also make sure you’re getting what you’ve paid for. Once you’ve identified a few key components, you can also plan for unexpected events.