Knight-Dik Workers’ Comp Results Program
Many business owners don’t really know what drives their workers’ comp costs. At Knight Dik Insurance, we’ve distilled decades of experience into a systematic approach that enables our clients to better manage the factors which most influence their workers’ comp coverage and lower costs.
We begin by conducting an analysis of the premium your company is currently paying for workers’ comp coverage. We examine your current rate and figure out why you’re being charged so much. Then we determine the rate you could be paying if steps were taken to bring your premium down to its lowest possible rate — without any additional risk or loss of coverage.
Most clients find the KD WorkersComp Results Program process to be eye-opening and highly valuable. We look forward to discussing the building blocks of our Results Program as they apply to your business.

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The Building Blocks of the KD WorkersComp Results Program
Developing a Process That Jumps Into Action When an Employee Is injured
Establishing a Strong Return-to-Work Program
Actively Managing Open Claims
Implementing a Leadership-Driven Wellness and Safety Program
Enhancing HR Resources and Hiring Processes
Improving Cash Flow with Pay-As-You-Go Financing
Analyzing Your Experience Modification Factors
Ensuring Accuracy of Job Classifications
Preparing for Annual Workers’ Comp Audit
Look To Urgent Care Centers To Save Time And Money On Workplace Injuries
If you don’t have urgent care included in your injury process, you’re probably spending far too much money on managing injuries. When an employee is injured, the instinctive response might be to take them to the emergency room. But is that really the best choice?
Proper Analysis Is The Key To Understanding Workers’ Comp Costs
In order to reduce your workers’ compensation costs, you have to analyze where you are and how you got there. By doing so, you’ll be able to determine how to handle any problems. The mistake that many business owners make is skipping this step and trying to throw anything and everything at the problem, before they even understand what the problem is.
Managing Open Claims the Key to Controlling Workers’ Comp Costs
One key to reducing your workers’ comp costs is actively managing any open claims to make sure the requisite treatment is proceeding as it should and the reserves are fair and not excessive. Poor management of open claims can add thousands of dollars onto your workers’ comp costs, so improving this can be a substantial and immediate cost saver for your business.