Insurance for Non-Profits and Social Services Agencies

We believe in making a difference and supporting our community through policies that work. For businesses in the nonprofit, not-for-profit, and social services sectors, community is core to everything that you do. At Knight-Dik, we want to make sure that you have the best coverage possible to continue to drive positive change.

Some considerations for nonprofit and social services business when searching for the best coverage policy include:

Protection for all employees, from full-time staff to part-time volunteers
Property coverage
Protection against cyber attacks and data breaches
Special events coverage
Liability insurance for clients and community members

Our Knight-Dik team recognizes that nonprofits, not-for-profit, and social services businesses have smaller budgets for coverage than many of their for-profit counterparts. We are here to work with you to find a comprehensive policy solution that meets your needs within a realistic budget.

Interested in learning more about insurance for your business? At Knight-Dik Insurance, we’ll work with you to design coverage that protects your business from a variety of risks, unique to you. For a free insurance premium analysis, simply contact us or call 800-286-6353.

Insurance and Risk Management Solutions for Not-For-Profit / Social Services Organizations

Business Owner Policy for Manufacturers

This policy covers basic risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits. It’s an easy way to cover multiple risks without having to settle for a one-size-fits-all policy that wastes money on coverage that you don’t need.

Learn About KD Business Owner Policies

Workers’ Compensation Insurance

This policy can help pay for an injured employee’s immediate medical costs (e.g., emergency room expenses) and ongoing medical costs (e.g., physical rehabilitation), as well as partial lost wages while the employee is unable to work.

Learn About KD Workers’ Comp Results Program

General Liability Insurance

This policy covers basic landscaping risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits.

Learn About KD General Liability Insurance

Commercial Property Insurance

Commercial property insurance protects your assets in the event that they are stole, damage or destroyed in a fire or natural disaster. We’ll work with you to design insurance coverage that will protect your company’s property.

Learn About KD Commercial Property Insurance

Commercial Auto Insurance

This policy can pay for property damage and medical bills in an accident. It can also cover vehicle theft, vandalism or weather damage.

Learn About KD Commercial Auto Insurance

Commercial Umbrella Liability

These policies are designed to supplement your existing policies and provide an additional layer of protection for your business.

Learn About KD Commercial Umbrella Liability

Directors & Officers Insurance

Any company or nonprofit organization that has a board of directors should consider directors and officers insurance, a type of management liability insurance. D&O protects board members from lawsuits over decisions they make while serving on your board.

Learn About KD Directors & Officers Insurance

Employment Practices Liability Insurance

Lawsuits over employment practices disputes occur frequently. You’re actually more likely to be sued by an employee than you are to have a fire at your office – even though more businesses carry insurance to protect against the fire, not the lawsuit.

Learn About KD Employment Practices Liability