Five Top Reasons to Consider Switching Your Insurance Coverage

Your life isn’t static, so why should your insurance be? With numerous insurance options and ever-evolving personal circumstances, it’s essential to regularly assess if your current coverage still holds value. Here, we highlight five pressing reasons that might signal it’s time for a change in your insurance game plan.

1. You’re with a Direct Insurance Underwriter and Not an Independent Agent

There’s a world of difference between these two. Direct insurance underwriters sell policies from a single company. On the other hand, independent agents offer a range of options from various insurance providers. With an independent agent, you’re more likely to get a tailored solution that fits your unique needs and might even save you money in the process.

2. Your Insurance Agency Is Providing Poor Customer Service

Customer service is pivotal in any business relationship, more so with insurance. If you’re feeling undervalued, unheard, or frustrated with your current agency’s lack of responsiveness or support, it’s a strong signal to re-evaluate and look for an agency that places a premium on customer satisfaction.

3. Your Premiums Increase Every Year Automatically Without a Review

An automatic premium increase without a clear justification or without considering any changes in your situation can be a red flag. You deserve an insurer who reviews your circumstances, communicates changes transparently, and offers competitive rates.

4. You Had a Nightmare Claims Experience

The true test of an insurance company’s worth is during the claims process. If you’ve faced undue delays, lack of communication, or outright denial without a valid reason, it might be time to switch. Remember, insurance is there to support you during challenging times, and a smooth claims process is a testament to an insurer’s commitment to its clients.

5. You’re Moving to Massachusetts from Out of State

Different states have different insurance regulations and requirements. If you’re moving to Massachusetts, it’s essential to reevaluate your current policies. An insurer familiar with the Massachusetts landscape can provide guidance on mandatory coverages, potential savings, and ensure compliance with state-specific regulations.

Time to Make a Change? Put Knight-Dik’s 100+ Years Experience to Work for You.

At Knight-Dik, we’re proud of the way we draw on our century-plus of experience to serve as advocates for our customers. Along the way, we’ve helped thousands of families secure their belongings with competitively priced insurance products and responsive claims services.

Whatever your needs, the team at Knight-Dik will be ready to lead you to the right choices and types of coverage. We’ll show you the best way to maximize your investment – whether it’s to bundle auto and home policies or to apply for discounts like safe driving or updated smoke detectors.

In-House Claims Service Support

When an accident occurs, you want to recover your losses quickly and with as little interruption to your life as possible. That’s when the experts at Knight-Dik Insurance really get a chance to shine.

Our in-house customer service team not only processes your claim, but we also work tirelessly with your insurance carrier to make things right. That means a quick response when you need it most. It means working with empathy, integrity and resolve to make you whole. Your loved ones, your home, your car, your belongings, your reputation – these things matter. These things are personal, for you and for us.

The Coverage You Need at a Budget You Can Afford

At Knight-Dik, we’re here to help. For a personalized insurance quote tailored to your unique needs, fill out the form below.