Insurance for Healthcare Providers

Healthcare professionals and providers are valued members of our coverage community. Here at Knight-Dik, we work hard to provide the best coverage solutions for healthcare businesses including: health practitioners, dental services, outpatient facilities, doctor’s offices, ambulatory companies, and skilled nursing facilities.

Knight-Dik leverages years of experience in professional services coverage and underwriting to help medical facilities and healthcare providers expertly manage risk and keep operations running smoothly.

Medical specialists that we cover under healthcare business insurance include, but are not limited to:

Opticians
Podiatrists
Radiologists
Physical therapists
Dieticians and nutritionists
EEG technicians
Home healthcare providers
Optometrists
Acupuncturists
Chiropractors
Opthamologists
CPR and First Aid Instructors
Personal care aides
Medical and dental lab assistants

Interested in learning more about insurance for your business? At Knight-Dik Insurance, we’ll work with you to design coverage that protects your business from a variety of risks, unique to you. For a free insurance premium analysis, simply contact us or call 800-286-6353.

Insurance and Risk Management Solutions for Healthcare Professionals and Providers

Business Owner Policy for Manufacturers

This policy covers basic risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits. It’s an easy way to cover multiple risks without having to settle for a one-size-fits-all policy that wastes money on coverage that you don’t need.

Learn About KD Business Owner Policies

Workers’ Compensation Insurance

This policy can help pay for an injured employee’s immediate medical costs (e.g., emergency room expenses) and ongoing medical costs (e.g., physical rehabilitation), as well as partial lost wages while the employee is unable to work.

Learn About KD Workers’ Comp Results Program

General Liability Insurance

This policy covers basic healthcare risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits.

Learn About KD General Liability Insurance

Commercial Property Insurance

Commercial property insurance protects your assets in the event that they are stole, damage or destroyed in a fire or natural disaster. We’ll work with you to design insurance coverage that will protect your company’s property.

Learn About KD Commercial Property Insurance

Commercial Auto Insurance

This policy can pay for property damage and medical bills in an accident. It can also cover vehicle theft, vandalism or weather damage.

Learn About KD Commercial Auto Insurance

Commercial Umbrella Liability

These policies are designed to supplement your existing policies and provide an additional layer of protection for your business.

Learn About KD Commercial Umbrella Liability

Professional Liability Insurance

Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake.

Learn About KD Professional Liability Insurance

Employment Practices Liability Insurance

Lawsuits over employment practices disputes occur frequently. You’re actually more likely to be sued by an employee than you are to have a fire at your office – even though more businesses carry insurance to protect against the fire, not the lawsuit.

Learn About KD Employment Practices Liability

Directors & Officers Insurance

Any company or nonprofit organization that has a board of directors should consider directors and officers insurance, a type of management liability insurance. D&O protects board members from lawsuits over decisions they make while serving on your board.

Learn About KD Directors & Officers Insurance

Healthcare Industry Success Stories

Ambulance Company in Central Massachusetts Saves Nearly $90,000 in Workers’ Comp Premiums

Ambulance Company in Central Massachusetts Saves Nearly $90,000 in Workers’ Comp Premiums

An ambulance company located in central Massachusetts with two divisions — wheelchair vans and traditional on-call ambulance services — with more than 100 employees and annual revenues in the $20 million range was seeing abnormally high insurance premiums.