Insurance for Professional and Business Service Providers

Knight-Dik knows that the service sector has its own unique considerations when it comes to finding the best coverage, including cybersecurity, data breaches, damage, loss, or destruction of client data, data processing, and more. Our insurance policies can help protect your business while continuing to support your customer base.

Our specialists can help find the right coverage for a range of professional and business services including: financial, legal, management consulting, telecommunications, real estate, career coaching, talent agencies, travel agencies, marketing and advertising, architecture, engineering, surveying, and design.

No matter what business you are in, our goal at Knight-Dik is to help you make the best insurance and risk management decisions possible. We will take the time to understand your situation; develop a plan that provides comprehensive coverage at an affordable price; and, deliver responsive, personalized service every step of the way.

Interested in learning more about insurance for your business? At Knight-Dik Insurance, we’ll work with you to design coverage that protects your business from a variety of risks, unique to you. For a free insurance premium analysis, simply contact us or call 800-286-6353.

Insurance and Risk Management Solutions for Providers of Professional and Business Services

Business Owner Policy for Professional and Business Services

This policy covers basic professional and business service risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits. It’s an easy way to cover multiple risks without having to settle for a one-size-fits-all policy that wastes money on coverage that you don’t need.

Learn About KD Business Owner Policies

Workers’ Compensation Insurance

This policy can help pay for an injured employee’s immediate medical costs (e.g., emergency room expenses) and ongoing medical costs (e.g., physical rehabilitation), as well as partial lost wages while the employee is unable to work.

Learn About KD Workers’ Comp Results Program

General Liability Insurance

This policy covers basic professional and business services risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits.

Learn About KD General Liability Insurance

Commercial Auto Insurance

This policy for professional and business services can pay for property damage and medical bills in an accident. It can also cover vehicle theft, vandalism or weather damage.

Learn About KD Commercial Auto Insurance

Umbrella Liability

Often used for government contracts, a surety bond guarantees that a large investment in a project is not lost – whether or not the work gets done.

Learn About KD Umbrella Liability

Professional Liability Insurance

Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake.

Learn About KD Professional Liability Insurance

Directors & Officers Insurance

Any company or nonprofit organization that has a board of directors should consider directors and officers insurance, a type of management liability insurance. D&O protects board members from lawsuits over decisions they make while serving on your board.

Learn About KD Directors & Officers Insurance

Employment Practices Liability Insurance

Lawsuits over employment practices disputes occur frequently. You’re actually more likely to be sued by an employee than you are to have a fire at your office – even though more businesses carry insurance to protect against the fire, not the lawsuit.

Learn About KD Employment Practices Liability

Professional and Business Services Success Stories

Large Information Technology Contractor Based In Northern New Jersey With 132 Employees And Revenues Of $32 Million Doing Work In Both New Jersey And New York City

Large Information Technology Contractor Based In Northern New Jersey With 132 Employees And Revenues Of $32 Million Doing Work In Both New Jersey And New York City

A large Information Technology Contractor in Northern New Jersey with 132 employees and revenues of $32 million doing work in both New Jersey and New York City had seen premium increases of over $300k.

Large Boston-Area Fire Suppression Installation Company Gets Costs Under Control After Numerous Workers’ Comp Claims

Large Boston-Area Fire Suppression Installation Company Gets Costs Under Control After Numerous Workers’ Comp Claims

A large fire suppression installation company in the Boston area with 55 employees and revenues of $18 million was seeing high premiums after numerous workers' comp claims.

Janitorial Company in Worcester Reduces Workers’ Comp Claims By 40%

Janitorial Company in Worcester Reduces Workers’ Comp Claims By 40%

Knight-Dik noticed that one of its clients, a A janitorial company in Worcester, Massachusetts frequently had small claims and because its employees work independently, there were no witnesses to any of these incidents.

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