Personal Insurance Blog Posts
Steps to Take After an Auto Accident
In accident on the road requires you attention. You must take proper steps to file a claim with your auto insurance or the insurance of another driver. By taking specific steps, you avoid complications with the process of filing a claim.
What To Do If You Experience Vehicle Theft
Think about what your car means to you? Transportation and a source of pride at minimum. If it suddenly disappeared, you have a big problem on your hands. No one wants to face the prospect of vehicle theft. However, it’s a very real threat.
Paying Your Car Insurance? Here Are Your Options.
When you get insurance, you are going to have to pay for it. This comes in the form of a premium. Think of your premium as the price you pay for an insurer to offer you your coverage.
You’ve Paid Off Your Home. Should Your Insurance Change?
The feeling of sending in your final mortgage payment can be amazing. For many property owners, this is one of the largest payments they make each month. Now that you do not have this debt, you may feel it is okay to stop purchasing home insurance.
What Happens After an Accident in a Brand New Car
Buying a brand new car means paying a significant amount more than buying a used vehicle. However, your driving risks remain the same (if not more). Considering this, it is important for vehicle owners to have ample protection in place for their car. If an accident occurs right after you purchase your car, a basic car insurance plan may not be enough.
What Is A Smart Carbon Monoxide Detector?
Carbon monoxide is a silent, deadly killer specifically worrisome during the winter months. A smart carbon monoxide detector can help save your life if it is in place. Should you install one?
Do Mortgage Lenders Require Flood Insurance
Insurance agencies often recommend that you bundle home and auto insurance, but it’s not always that simple. There are a lot of different things to consider. While bundling your home and auto is usually cheaper, this isn’t always the case.
You Cannot Insure RVs on Car Insurance Policies
Most drivers know that they need motor vehicle insurance. State laws usually require all drivers to carry liability coverage, at minimum. Still, what type of policy you need will depend on what type of vehicle you drive. Often, this might not be your average sedan, convertible or SUV.
Is Auto Insurance Cheaper When Bundled with Home Insurance?
Insurance agencies often recommend that you bundle home and auto insurance, but it’s not always that simple. There are a lot of different things to consider. While bundling your home and auto is usually cheaper, this isn’t always the case.
Does Your Homeowners Insurance Apply If You Rent Your Place Out
Whether you rent a room out, allow short-term rentals of your home, or rent your entire property out under a long-term lease, you need to be aware of the effects on your home insurance policy. Your policy may give you limited coverage, but your insurance won't apply to all situations.
How Umbrella Insurance Can Help Bundle Holders
If you choose to bundle your home and car insurance policies, then you can often reap several financial benefits. Besides just that, bundling might also help you when enrolling in further coverage. One additional policy that might enhance your bundle’s benefits is umbrella liability coverage.