Insurance for the Transportation Industry

With the rise of rideshare businesses like Lyft and Uber, getting the right transportation coverage is more important than ever. Taxi services, limousine services, bussing companies (school, charter, tour, travel), and non-emergency medical transportation (NEMT) services each have their own requirements to consider when choosing the right coverage plan. This includes commercial transportation companies that operate on ground, air, and water, and serve large-scale operations. Whatever your insurance needs, Knight-Dik has the experience to help get you covered and back on the road.

When choosing insurance for your transportation business, our team at Knight-Dik works with you to consider factors including:

Driver safety
Passenger safety
Garage liability
Collision coverage
Damage caused by natural disaster
Damage, destruction, or theft of cargo
On- and off-the-clock medical coverage for employees/drivers

Interested in learning more about insurance for your business? At Knight-Dik Insurance, we’ll work with you to design coverage that protects your business from a variety of risks, unique to you. For a free insurance premium analysis, simply contact us or call 800-286-6353.

Insurance and Risk Management Solutions for Transportation Industry

Business Owner Policy for Manufacturers

This policy covers basic risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits. It’s an easy way to cover multiple risks without having to settle for a one-size-fits-all policy that wastes money on coverage that you don’t need.

Learn About KD Business Owner Policies

Workers’ Compensation Insurance

This policy can help pay for an injured employee’s immediate medical costs (e.g., emergency room expenses) and ongoing medical costs (e.g., physical rehabilitation), as well as partial lost wages while the employee is unable to work.

Learn About KD Workers’ Comp Results Program

General Liability Insurance

This policy covers basic risks, including slip-and-fall accidents, damaged customer property and libel or slander lawsuits.

Learn About KD General Liability Insurance

Commercial Property Insurance

Commercial property insurance protects your assets in the event that they are stole, damage or destroyed in a fire or natural disaster. We’ll work with you to design insurance coverage that will protect your company’s property.

Learn About KD Commercial Property Insurance

Commercial Auto Insurance

This policy can pay for property damage and medical bills in an accident. It can also cover vehicle theft, vandalism or weather damage.

Learn About KD Commercial Auto Insurance

Commercial Umbrella Liability

These policies are designed to supplement your existing policies and provide an additional layer of protection for your business.

Learn About KD Commercial Umbrella Liability

Transportation Industry Success Stories

Ambulance Company in Central Massachusetts Saves Nearly $90,000 in Workers’ Comp Premiums

Ambulance Company in Central Massachusetts Saves Nearly $90,000 in Workers’ Comp Premiums

An ambulance company located in central Massachusetts with two divisions — wheelchair vans and traditional on-call ambulance services — with more than 100 employees and annual revenues in the $20 million range was seeing abnormally high insurance premiums.

Worcester Moving Company Recovers 92% of Workers’ Comp Claim From Auto Insurance Carrier

Worcester Moving Company Recovers 92% of Workers’ Comp Claim From Auto Insurance Carrier

Three employees of a moving company in Worcester, Massachusetts were injured in an auto accident when they were rear-ended. This accident was not the fault of the employees and should not technically have been filed as a workers’ compensation claim.

Boston Trucking Company Brings Injured Trucker Back to Work and Reduces Premium As A Result

Boston Trucking Company Brings Injured Trucker Back to Work and Reduces Premium As A Result

Upon reviewing the workers’ compensation claims of a trucking company in Boston, Knight-Dik learned that one of the company’s best truckers had a recent accident that resulted in a crushed hand. This employee required surgery so it was clear there would be costs in the form of lost time and medical costs from workers’ compensation.