An ambulance company located in central Massachusetts with two divisions — wheelchair vans and traditional on-call ambulance services — with more than 100 employees and annual revenues in the $20 million range was seeing abnormally high insurance premiums.
Three employees of a moving company in Worcester, Massachusetts were injured in an auto accident when they were rear-ended. This accident was not the fault of the employees and should not technically have been filed as a workers’ compensation claim.
Upon reviewing the workers’ compensation claims of a trucking company in Boston, Knight-Dik learned that one of the company’s best truckers had a recent accident that resulted in a crushed hand. This employee required surgery so it was clear there would be costs in the form of lost time and medical costs from workers’ compensation.