Recent Business Insurance Blog Posts
I Work From Home. Do I Need Contractors Insurance?
Contractors insurance typically covers contractors for on-the-job hazards. This means that they’re going to be covered should someone be injured in the course of their performing the job, or if there is damage to the client’s property.
What Injuries Are Not Covered Under General Liability Insurance?
One of the most commonly used part of a general liability insurance policy is bodily injury liability, which covers medical expenses for those who are injured on a business’ property. Not all injuries are covered, however.
Recent Workers’ Comp Blog Posts
Dealing With Insurance Audits A Key To Avoiding Future Problems
After the policy year is complete, your insurance company “audits” the policy to verify if the payroll data, job classifications, and losses are correct. When an insurance company audits a policy, they are typically looking for standard information to review and update.
When Does the Law Require Workers’ Compensation?
Employers must provide safe working conditions for employees. When an employee suffers an injury on the job, he or she might have the right to obtain compensation from the employer. Such compensation comes in the form of workers’ compensation.
Why You Should Connect with High Quality Medical Providers
The goal of any insurance platform is to protect its beneficiary. To take care of your employees, you need to support them with high-quality health and safety solutions. While your business’s workers’ comp insurance policy might be good, it could be better.
Recent Personal Insurance Blog Posts
You’ve Paid Off Your Home. Should Your Insurance Change?
The feeling of sending in your final mortgage payment can be amazing. For many property owners, this is one of the largest payments they make each month. Now that you do not have this debt, you may feel it is okay to stop purchasing home insurance.
What Happens After an Accident in a Brand New Car
Buying a brand new car means paying a significant amount more than buying a used vehicle. However, your driving risks remain the same (if not more). Considering this, it is important for vehicle owners to have ample protection in place for their car. If an accident occurs right after you purchase your car, a basic car insurance plan may not be enough.
What Is A Smart Carbon Monoxide Detector?
Carbon monoxide is a silent, deadly killer specifically worrisome during the winter months. A smart carbon monoxide detector can help save your life if it is in place. Should you install one?
Recent News
A Commitment To Safety
Worcester Business Journal
Last year was full of safety concerns for just about every industry, and 2021 is no different. As the threat of COVID-19 transmission decreases thanks to vaccination, it’s important to remember workplace safety shouldn’t take a back seat. In fact, you now have a great opportunity to continue the focus on health and take a wellness approach toward your employees’ safety instead of just doing what is required to check a box.
Reduce Workplace Injuries With Five-Minute Toolbox Talks
Construction Executive by Nick Oates
Companies always hope that their employees never get injured on the job, but the reality is that workplace accidents do happen, particularly in the construction space. In fact, OSHA reports that the construction industry is responsible for more workers’ compensation claims on an annual basis than any other industry in the United States.
Worcester Insurance Agency Credits Flexibility, Niches For Longevity
Worcester Telegram
It’s difficult for any business to weather the ups and downs of economic changes, but Knight-Dik Insurance Agency has done just that by “going with the flow” and taking advantage of new situations, according to President Ross Dik. This year marks the company’s 100th anniversary.